When to Use This Form
The ``Request for Policy Loan" is the form you need to use when requesting the following from your cash value policy (This form is not applicable to term insurance and annuities):
- Premium Loan:
This is a loan made against the cash value of the policy to pay the current premium on the policy.
- Cash Loan:
This is a loan made against the cash value of the policy for any cash needs.
Note: Death benefit proceeds and the cash surrender value will be reduced by the total policy indebtedness if any policy loans plus interest due are not paid back in full.
Call for Loan Information
If you need to find out the available loan amount from your Aurora policy, the loan interest rate, and how to repay your loan, please call your Aurora Agent or our office at (800)
265-2652. Please keep in mind that if your loan request exceeds the available loan amount, we will process a cash loan for the maximum amount available.